Forbes Articles
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Naming A Beneficiary: What You Need To Consider Before Making A Decision
When Priscilla Presley challenged her late daughter’s will recently, it raised the prospect of a family rift and a messy legal battle over who would guide Elvis’ big estate. But legal experts say Elvis’ former wife and Lisa Marie Presley’s mother has a strong case.
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Laid Off? Job Change? Here’s Why You Should Consider Converting Your 401k To A Roth IRA
What does retirement look like to you?
Perhaps you’ve been thinking about converting part of your Traditional Individual Retirement Account (IRA) funds to a Roth IRA.
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How You Can Financially Thrive And Survive A Layoff
Spring is in the air–and so, apparently, are corporate layoffs. Companies including Microsoft Corp, Amazon, Meta, Pepsi, Boeing, Disney and Goldman Sachs Group have cut thousands of jobs. The information sector, which includes many tech workers, saw employment decline for the third straight month, by 25,000.
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How To Prepare Your Finances For The Next Recession
Most of us still are reeling from months of price inflation but there is another economic challenge just ahead–possible recession. Fears of this next challenge are growing on Wall Street and the recent bank collapses raise the odds that the U.S. economy is heading for a recession.
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529 College Savings Money Can Be Used For Retirement Now Too
A Big Change Was just OK’d For 529 College Savings Plans
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The Big, Yet Simple Money Moves Guide You Need For 2023
Confucius once said “When it is obvious that the goals cannot be reached, don't adjust the goals, adjust the action steps.”
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Three Overlooked Tax Deductions For Seniors You Don’t Want To Miss
Some people would say there’s not a lot to like about getting older, but federal lawmakers have seen to it that seniors get some nice tax breaks. Here are three tax breaks you should consider and review before you file your return.
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Why Your Social Security Alone Isn’t Going To Cut It For Retirement
Getting the Most from the U.S. Retirement System
Ever seen a patchwork crazy quilt?
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How You Can Survive And Thrive During A Layoff
You’re worried that you’re going to be laid off! Now what? First, know you are not alone. More than 24,000 tech workers across 72 companies have been laid off last quarter – not exactly a way to add joy to the holidays.
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2022 Year-End Financial Moves Every Small Business Owner Should Consider
The tax-filing system is still months away but now is a great time to start thinking about next year’s return. Here are some things to consider.
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How Do You Prepare Your Finances For A U.S. Recession?
Is a Recession Around the Corner?
While U.S. consumers are still reeling from months of price inflation on most goods and services, another economic challenge may be lurking just around the corner: recession.
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You’ve Won The Big Powerball Lotto, Now What?
Big congratulations, you’ve just won the Lotto! Especially today in California where a winning Powerball ticket was bought at Joe’s Service Center in Altadena. But even before you start planning what you’ll do with your windfall, you need to take some important steps. You don’t want to blow this rare opportunity!
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How To Take Retirement Money Out Before Age 59 ½
A sobering study from the Brookings Institution was shared this month. The data shows that an estimated 4 million Americans are currently out of work due to Long Covid. As a financial advisor, we plan extensively for the future retirement needs of our clients, and we also need to discuss the early-withdrawal options to retirement savings.
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Is President Biden’s Gas Tax Holiday Really A Smart Answer To Combating Inflation?
Amid rising inflation and near-record high gasoline prices, President Biden has proposed that Congress pass legislation that would give drivers a temporary break at the pump by suspending the federal tax on gasoline for three months. How much would that help drivers? And what are the pros and cons of such a suspension?
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Your Employees Want Financial Independence, Here’s What Your Company Can Do To Help
How to Set Up a Financial Literacy Program for Your Workplace
Employers are increasingly realizing that many of their workers lack the basic skills to help them be successful financially–to manage their money, save for the future and make good spending decisions.
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Money Moves When Retiring In Times Of Rising Inflation
Thinking of retiring soon? The recent news of rampant inflation may be throwing a monkey wrench into your plans. U.S. inflation surged to a new four-decade high of 8.5% in March (from the same month a year ago), driven by skyrocketing energy and food costs, supply chain problems and high consumer demand.
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12 Money Moves You Should Make Before Tax Season
Welcome to the New Year, a good time to talk about putting to a financial plan for the year! Let’s explore ways to make 2022 the year you reach financial independence.
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Why You Should Be Considering The Roth IRA This Year
It’s All about the Roth IRA
As a financial advisor, I like to ask my clients what their financial goals and aspirations are. All too often, they say, “I just want the greatest amount of growth while paying the least amount of taxes.”
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What You Need To Know When Taking A Withdrawal From Your 401k
As anyone who has ever enrolled in a company’s 401(k) retirement plans knows, it’s not easy to take out the money before you have left the workforce.
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What K-12 Parents Need To Know About Saving For College
The amount of child tax credits parents will be receiving just went up!
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10 Ways To Seek Out Your Dream Financial Advisor
In the last few months, I’ve been speaking at numerous corporate employee events on topics ranging from ‘How To Retool Your Finances in 2021’ to ‘How the Mentally Strong Handle Their Finances’.
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Getting It Right In 2021: What You Need To Know About Finance Rule And Law Changes
A new year always brings some changes in the rules around financial planning and 2021 is no exception. Many of the recently enacted rules are a direct result of attempts to help the economy in the face of the COVID-19 pandemic.
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Why 2021 Should Be Your Year To Consider The Roth IRA Conversion
Roth IRA: To Convert or Not Convert?
COVID-19 has brought some interesting wrinkles to the world of financial planning and it is causing people to rethink their tax planning.
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Breaking Up With Debt: The First Steps To Achieving Financial Freedom In 2023
Debt isn’t much fun to think about, especially when you’re longing for a new luxury car or thinking about buying a gorgeous designer handbag.